Privacy Policy for Capital Club

Last updated: August 4, 2026

At Capital Club, we take your privacy seriously. This Privacy Policy explains how we collect, use, and protect the personal information you share with us through our investing education programs, community membership, and related services. Capital Club is a brand operated by 158518 BC. LTD.

Information We Collect

Personal Information

We may collect:

• Name
• Email address
• Phone number
• Social media handles (Instagram, Discord, etc.)
• Professional background and investing experience
• Payment and billing information (processed securely through third party payment processors)
• Application and questionnaire responses
• Content shared during coaching sessions, portfolio reviews, consultations, or community interactions

Usage Information

We automatically collect:

• Device and browser information
• IP address
• Pages visited on our website
• Engagement with our Instagram content, email campaigns, and member portal
• Actions taken within our course platforms, Discord community, and application forms

Communications

Messages, voice notes, and content shared through email, Discord, Instagram DMs, Typeform, SMS, video calls, or our course platforms may be stored for quality assurance, training purposes, and to provide you with better service.

How We Use Your Information

We use your information to:

• Evaluate your application for investing education programs and mentorship
• Communicate program details, availability, and next steps
• Provide access to purchased courses, memberships, research, and coaching sessions
• Deliver course materials, market analysis, watchlists, resources, call links, and program updates
• Process payments and maintain billing records
• Improve our educational methods, research frameworks, and customer experience
• Analyze which content and educational resources resonate with our community members
• Send marketing communications about our programs (with your consent)
• Fulfill legal, tax, and business obligations

Your Data Will Not Be Shared

We will only disclose your personal information in the following limited circumstances:

• Service Providers: With trusted service providers who help us fulfill your order or deliver our services (for example, payment processors to complete your transaction, or course platforms to provide program access).
• Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our business, where your information may be transferred as part of that transaction.
• Legal Requirements: When required by law, legal process, or government request, or to protect the rights, property, or safety of Capital Club, our users, or others.
• With Your Consent: When you have given us explicit permission to share your information for a specific purpose.

SMS / Text Message Consent

When you opt in to receive SMS or text messages from Capital Club, your consent is solely for communication between you and Capital Club. Your phone number and SMS consent will never be sold, shared, or transferred to any third party, including affiliates, for their own marketing or any other purpose.

Messages from Capital Club are transactional in nature, such as enrollment confirmations, onboarding steps, session reminders, and support communications. Message frequency varies. Message and data rates may apply. Reply STOP to end. Text HELP for help.

No Financial Advice

Capital Club provides educational content only. Nothing in our programs, communications, or communities constitutes personalized financial, investment, legal, or tax advice. Any information collected through our services is used to deliver education and support, not to provide individualized investment recommendations.

Cookies & Tracking

Our website and marketing campaigns may use cookies and similar technologies for:

• Website analytics and performance tracking
• Security and fraud prevention
• Saving user preferences and login information
• Tracking engagement with our marketing content

You can adjust your browser settings to disable cookies, though this may limit certain website features.

Data Security

We implement industry standard security measures to protect your information, including:

• Encrypted payment processing
• Secure authentication systems for course and community access
• Role based access controls
• Regular security audits and updates

While we take all reasonable precautions, no online platform can guarantee 100% security. We continuously work to protect your data from unauthorized access.

Your Rights

You have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your data (subject to legal retention requirements)
• Opt out of marketing communications at any time
• Withdraw consent for data processing where applicable

To exercise any of these rights, contact us at: growth@joincapitalclub.com

Children's Privacy

Our investing education programs and services are designed for adults (18 years and older). We do not knowingly collect information from individuals under 18 years of age.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes through email or a notice on our website. Your continued use of our services after updates constitutes acceptance of the revised policy.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact:

Email: growth@joincapitalclub.com
Website: joincapitalclub.com

This Privacy Policy governs all services offered under Capital Club, including monthly memberships, market research, educational courses, group coaching programs, and mentorship, operated by 158518 BC. LTD. (doing business as Capital Club), led by Billy Zhang.